About pay.com.au

The Australian business payments platform trusted by 88,000+ businesses

pay.com.au lets Australian businesses pay any expense by credit card and earn rewards points on the spend, even when the supplier doesn't accept cards. Billions processed annually. PCI DSS compliant. ISO 27001 certified. Rated 4.3 on Trustpilot.

Pay any supplier by card

Even suppliers who don't take credit cards. pay.com.au handles the bank transfer or BPAY behind the scenes, so you earn points on bills you'd otherwise pay by EFT.

Full points on ATO payments

Paying the ATO directly with a card limits your points earn. Route the same payment through pay.com.au and get your full points allocation.

Boost cashflow up to 55 days

Use your credit card's interest-free period to delay outflow while keeping suppliers paid on time. Free working capital without changing payment dates.

Pay payroll & super by card

Run payroll and superannuation through pay.com.au and earn points on the spend you have to make every cycle anyway.

Xero integration

Two-way sync with Xero means every payment reconciles automatically. No double entry, no manual matching at month-end.

PayRewards points program

Transfer points to 10+ airline and hotel partners, redeem for gift cards, products, travel, or use them to pay invoices.

Built For Operators

Why it fits Kynection customers

Kynection customers run operations-heavy businesses. Construction, transport, field service, manufacturing. The bills are big, the suppliers are many, and most of those payments are going by bank transfer earning nothing back.

Subcontractor payments

Pay subbies and subcontractors via pay.com.au by card or BPAY. Earn points on every payment cycle.

Fuel, fleet and trade accounts

Fuel cards, trade supplier accounts, fleet maintenance. The recurring spend that powers your operation now earns rewards.

ATO and quarterly BAS

BAS, PAYG and tax payments routed through pay.com.au get full points allocation that direct ATO payment doesn't.

Partner Spotlight

Beyond Handshakes: Phill Da Cruz on partner-led growth

Kynection's Chief Revenue Officer Phill Da Cruz joined Nick Worthington and Nish Karunaratne on Beyond Handshakes, a podcast co-hosted by Pay.com.au's Head of Partnerships. The conversation goes deep into how Kynection has built its partner ecosystem.

Beyond Handshakes ~46 minutes

How Kynection built its partner engine

"Growing partnerships takes time. You have to start early. Partners won't sell your product for you. They'll open the door if they trust you."

Hosted by Nick Worthington (Convera) and Nish Karunaratne, Head of Partnerships at Pay.com.au.

Phill takes the hosts inside the partner motion at Kynection: marketplace accreditation, partner incentives, association-led strategy, the ROI of trade shows, and how The Forge Summit was built into a multi-state ecosystem event. He also covers the move to the US, securing Kynection's first US partner and first US customer.

Watch the Episode

A payments partner with scale and security

pay.com.au pairs Australian Financial Services Licence-backed infrastructure with the platform recognition that operators need before routing money through a new system.

88K+
Australian Businesses
$B+
Processed Annually
4.3
Trustpilot Rating
10+
Airline & Hotel Partners

Start Earning On Every Payment

Pay smarter on the bills you're already paying

If you're running Kynection across jobs, fleet, supply chain or back office, the bills going out the door every month are an untapped points engine. pay.com.au turns them into rewards.